Comparing RRSP vs TFSA vs RESP

November 24, 2021

Do you know which mix of savings vehicles is right for you? 


There are registered retirement savings plans (RRSPs), Tax-Free Savings Accounts (TFSAs), and registered education savings plans (RESPs).  Determining which savings plan or combination of savings plans is best depends on your personal situation and your objectives.

RRSP vs TFSA vs RESP
RRSP vs TFSA vs RESP

Each savings vehicle can hold different types of investmens.  Do you have an understanding of what your advisor may allocate your money to and the associated risks and benefits that accompany each? For a brief illustration of the main investment products, read Getting Started with Investing.


It is important to obtain professional advice, to continue the conversation with your wealth advisor and portfolio manager to gain further understanding of what is right for your unique needs. 

2025 Fall Federal Budget Commentary

November 5, 2025
On November 4, 2025, the Minister of Finance and National Revenue, the Honourable François-Philippe Champagne, presented Budget 2025 – Canada Strong, to the House of Commons. No changes were proposed to personal or corporate tax rates. Some highlights include the following: Some highlights include: A. Personal Measures Automatic tax filings for low-income Canadians to commence for the 2025 tax year. A 5% credit for eligible personal support workers working for eligible health care establishments. B. Business Measures A variety of new and extended measures for accelerated CCA on asset acquisitions. An anti-avoidance measure to prevent tax deferrals related to refundable dividend tax where dividends are paid within a corporate group. Various modifications to tax incentives related to the clean economy. C. International Measures Revisions to the transfer pricing rules and requirements.
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Summer 2025 Newsletter

July 2, 2025
Our team has assembled the most relevant and recent tax, business and agriculture updates for you in this season's newsletter.
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Office Hours Update

April 24, 2025
As we near the end of Tax Season, please note our office hours below: Hours until April 29th Mon, Tues, Weds, Fri: 8:30 am - 5:30 pm Thursday: 8:30 am - 8:00 pm Saturday: 9:00 am - 12:00 pm Sunday: Closed Hours on April 30th 8:30am – 5:00pm Hours May 1st – May 2nd Closed Hours beginning May 6th Monday – Thursday: 8:30am – 5:00pm Friday: 8:30am – 4:30pm