There Is No Replacement For A Human Planner

When you work with a Financial Planner you are working with an expert who provides the “human touch” - which is so much more relevant and important than ever for Canadians dealing with increasingly complex lives and financial decisions.

Your Financial Planner can help navigate through conflicting priorities, tough money decisions and help you deal with overwhelming amounts of information. We are equipped to deal with the needs of consumers at all stages of life. 

For example, we may consider that

• Boomers, who have influenced societal trends for decades, are playing a key role in influencing the growing demand for professional financial planners.
• The parents of boomers are getting well into their nineties, which is creating a significant financial and life burden that ties into financial planning in significant ways.
• The children of baby boomers, the millennials, are also facing challenges. Their lives are far more complex than previous generations. They are more likely to be members of the gig economy, with no fixed employer or company pension plan, and they also have different values related to money.

Digital tools don’t replace human beings, it's the human aspect of the relationship that is more important than ever. Routine calculations are being done by computers leaving more time for planning, but getting on track towards financial wellness requires much more than a well-managed investment account. 

A human can listen to you describe your dream and get to know you, developing an understanding of your aspirations for the future and the things that are most important. A Financial Planner is skilled at 

• examining your entire financial picture.
• providing guidance on not only investments, but also all of the other critically important pieces of the financial puzzle that are typically ignored by automated investment platforms, such as taxes, insurance, debt, retirement planning and estate planning.
• helping you navigate complex and often sensitive financial decisions.

People’s finances are a very emotional topic and professional planners know how to handle multiple sensitive topics.

A financial planner understands the importance of attaining peace of mind, and helps their clients build a plan that lets them live life more confidently.  If you want to learn more, contact our Wealth Management team today.

The answers can’t be found on a spreadsheet – it takes a human being who is a true partner.

Source: https://www.financialplanningforcanadians.ca/financial-planning/no-replacement-for-human-planner