News & Updates

How Jane Financially Prepared for Divorce Jane is divorced. Going through divorce was a difficult time, not just for her but for her entire family. The emotions were draining, but the financial strain made it even worse. As Jane prepared for divorce, there were so many decisions to be made quickly. She knew she had…

Spousal Registered Retirement Savings Plans must not be universally understood by investors, because they are not utilized to their maximum benefit. These financial vehicles were designed to encourage retirement savings with tax breaks at the time of contribution and at the time of withdrawal, just like regular RRSPs. Spousal RRSPs provide an opportunity for the…

A Trusted Contact Person (TCP) is someone you choose who can help us protect your financial well-being. What is the Role of a Trusted Contact Person? A TCP is a resource that may help protect you in possible circumstances of financial exploitation or where we may have concerns about your ability to make decisions due…

As the holiday season nears, many Canadians will make the bulk of their charitable donations for the calendar year. While many of us may not have the cash resources for charitable gifting, we may have investment assets that could be used instead of an outright cash gift. The following provides some helpful information if you…

While Registered Pension Plans ruled the retirement saving scene in the past, the high cost of these plans has had employers looking for cheaper plans for their employees. Group RRSP’s offer a flexible, cheap alternative to traditional pension plans and have become a popular option for some employers. Did You Know? A Group RRSP does…

John and Mary have worked hard to build a successful business. A business that John hoped he would pass down to one of his three children. Mary encouraged her children to follow their passions; therefore, she was less confident than her husband that one of their children would take over the business. And unfortunately, the…

T’is The Season… For Budgeting Holiday seasons are times where you get to share memorable moments with your loved ones. It is also an opportunity to take personal time off and relax. Whatever is the case for you and whoever you are sharing the holiday with, you need adequate budgeting to ensure you get lasting…

“Being financially literate is a powerful thing” – Otegha Uwagba, Author and Entrepreneur Regardless of age, employment status, or marital status, one of the key objectives of the financial planning process is to help you gain the financial knowledge you need to take charge of your finances. A Financial Plan helps break down the enormity…