Financial Planning

Wondering what all the fuss is about when it comes to the new capital gains inclusion rate? Mark Woynillowicz breaks down exactly what it means and more on the most recent episode of Integrating for Success. Catch the full ep wherever you get your podcasts.

Another Tropical Friday season has come to a close, culminating in some end-of-year awards. Thanks to everyone who participated in helping make Fridays more fun during tax season, and thank you to the Tropical Friday Committee; Don, Bradley, Heather and Tina for brightening up our days. As a reminder, the office will be closed May 1st - 3rd to give our staff a well earned break after tax season.

Interested in using Bill C208 to transfer your farm to the next generation? There have been some changes! The full episode explains the 5 new rules that have come into play, but the first part to note is the how different timelines come into play. We've said it before and we'll say it again; it is never too early to start planning. Have a listen to "Integrating for Success" wherever you get your podcasts to learn more.

In memory of our friend and colleague Ray Walter, The Ray Walter Memorial Scholarship is open to applicants.⁠ ⁠ The Ray Walter Memorial Scholarship was established by Ward & Uptigrove and the clients with whom Ray worked in recognition of his dedication to his profession, his generous spirit and community involvement.⁠ ⁠ Ray Walter was a dedicated team-member and dear friend of the staff and clients of Ward & Uptigrove Chartered Accountants. He was a leader within the office and within his community.⁠ ⁠ He strived for excellence in his career as a CGA, and worked to better his community as a member of the Listowel Kinsmen Club and the North Perth Fire Department. Ray sadly gave his life during a fire call on March 17, 2011.⁠ ⁠ This scholarship is awarded annually to a Listowel District Secondary School (LDSS) student(s) who are pursuing educational excellence while working to improve his or her community.⁠ ⁠ The application deadline is June 14, 2024. Please see the link in our bio for the application form.

As we near the finish line to busy season, we were happy to celebrate Administrative Professionals Day earlier in the day. Our Administrative staff are so appreciatived all year long, but the date seems fitting as we wouldn't survive tax season without all of you! Thank you for your hard work now and throughout the year.

On April 5, 2024, an unprecedented fine was levied towards a corporation and its director for violation of the Occupational Health and Safety Act. The corporation was fined $600,000 and the director was fined $80,000, plus a 25% victim surcharge.⁠ ⁠ These are highest fines levied both towards a corporation, and to an individual for a single charge in Canadian history, and is further evidence that governing bodies are serious about enforcing legislation to protect workers and prevent further fatalities and injuries.⁠ ⁠ To learn more, visit our blog - link in bio.⁠ ⁠

Part 2 of Estate Planning for Farmers is now available! Jen McArthur, Partner at Ward & Uptigrove chats about Bill C208; what it is, and why farmers wanting to pass their farm on to the next generation should know about it. Catch this episode of Integrating for Success through the link in our bio, or wherever you get your podcasts.

As we near the end of Tax Season, please note our office hours below:� Hours until April 29th Monday – Friday 8:30am – 5:30pm Thursday evenings 6:30pm – 8:00pm (closed from 5:30pm- 6:30pm) Saturdays 9:00am – 12:00pm Hours on April 30th 8:30am – 5:00pm Hours May 1st – May 3rd Closed Hours beginning May 6th Monday – Thursday 8:30am – 5:00pm Friday 8:30am – 4:30pm

On March 28, 2024, the Ontario government announced that the general minimum wage will increase to $17.20 an hour (from $16.55 an hour) effective October 1, 2024. This minimum wage applies to most employees. The minimum wage also increases on October 1, 2024 for the following groups: - Students - Hunting, fishing and wilderness guides - Homeworkers Visit Ontario.ca to learn more, or contact your HR Solutions Advisor with any questions you may have. #SmallTownValues #DowntownExpertise #MinimumWage #HumanResources

NEW: For GST/HST reporting periods that begin in 2024, all GST/HST registrants, except for charities and selected financial institutions, are required to file returns electronically. ⁠ ⁠ The mandatory electronic filing threshold that was in place for GST/HST returns has been removed for reporting periods that begin on or after January 1, 2024, which means that electronic filing is now required for most businesses.⁠ ⁠ Registrants who are required to file their GST/HST returns electronically and don’t are subject to penalties. More information can be found through the link in our bio.

Health & Safety considerations for the total solar eclipse: On Monday, April 8, 2024, a total solar eclipse will cross North America, briefly turning day into darkness. Depending on where you’re located in Ontario, the eclipse will be visible between 2 and 4 p.m. Ensure any outdoor workers are informed of the danger and don’t look directly at the sun during the eclipse. You may also consider suspending or modifying work during this period as the eclipse will result in a period of temporary darkness. To safely view the eclipse, use specialized eye protection that meets ISO 12312-2 standard. Don’t use regular sunglasses. Specialized protection is 1,000 times darker than ordinary sunglass lenses. If viewing the eclipse through a camera, telescope, or binoculars, use special filters designed for solar viewing. For any Health & Safety questions, contact our Human Resources Solutions team.

For those affected by the introduction of the new Bare Trust reporting requirements, on March 28, 2024, the government cancelled this filing requirement for the 2023 year, the last business day before the filing deadline. Please also note that: 🟢 The government has not confirmed whether the Bare Trust filing is gone for good – at this point it has only been cancelled for the 2023 filing year. CRA will be working with the Department of Finance to further clarify its guidance on this filing requirement, and the CRA will provide updates as further information becomes available.. Please contact your Accountant with any questions you may have. #SmallTownValues #DowntownExpertise #BareTrust

Our team showed their generosity again with a large St. Paddy's food drive and donation to the Salvation Army Foodbank here in Listowel. Thank you to all the staff who brought in items to help make life a little easier for those facing food insecurity in North Perth. #LifeatWandU #SmallTownValues #DowntownExpertise

On March 21, 2024, Ontario passed the fourth Working for Workers Act ("Bill 149"). Bill 149 amends the Employment Standards Act, 2000 (“ESA”) and Workplace Safety and Insurance Board (“WSIB”) benefits under the Workplace Safety and Insurance Act, 1997 (“WSIA”). Effective immediately, Bill 149 amended the ESA to clarify that: 🟢 Any person performing work in a trial period is an employee for the purpose of the ESA. 🟢 An employer cannot deduct an employee's wages in the event of a dine and dash or gas and dash, or in the event of any other stolen property. On June 21, 2024, the following amendments to the ESA will take effect: 🟢 If an employer has a policy regarding pooling tips – meaning the employer or a director or shareholder of the employer shares in the tip pool – that policy must be posted in the workplace and retained for three years after it ceases to be in effect. 🟢 An employer who pays an employee their tips by direct deposit must allow the employee to select into which account they want this money deposited. 🟢 An employer who pays an employee by cash or cheque must ensure the cash or cheque is given to the employee at their workplace or some other place agreeable to the employee. 🟢 A change in the language of the vacation pay provisions to clarify that a written agreement is required if an employer pays vacation pay in any way other than a lump sum. For example, many employers pay out vacation pay as a percentage on each pay cheque. This practice requires a written agreement with the employee. Does this raise more questions than it answers? Our HR Solutions team is ready to help. Contact us any time with your HR and H&S concerns.

Last week we attended @unitedwayph's Spirit of Community Celebration. With the theme of "piece by piece, we build hope", we were inspired by tales of local residents overcoming homelessness, emergency expenses covered to help keep families afloat and more, all thanks to the services provided by the United Way. Our staff showed an incredible level of care and generosity this year and we are so proud to be in the Top 5 of Contributing Workplaces in Perth-Huron for 2023. Thank you also to our clients and local residents who donated to our fundraisers throughout the year. Piece by piece, we can work together to build hope. #LifeatWandU #SmallTownValues #DowntownExpertise #UnitedWay

In your business, you may have experienced the frustration of promoting someone, and having them fail to meet your expectations. Maybe they were very good at their job from a technical point of view, but when it came to managing people, there was ambiguity, confusion, and frustration. Take a peek into one of our classes below during the Emerging Leaders Development Program where instructor Leah Frizzle, CHRP talks about how you can start having those difficult conversations. This spring's cohort is filling quickly, and early bird pricing is only in effect until April 7th. Join us as we explore the skills required to be a great leader, manager, supervisor or team lead in an interactive program designed to set you up for success. Visit our website below for more information on what to expect, dates, and how to register. https://www.wardanduptigrove.com/events/emerging-leaders

Do you know what is considered an active asset on your farm? Listen to Chad give a few surprising examples during his episode on Estate Planning for Farmers. Intrigued? We also chat about lifetime capital gains exemptions and intergenerational farm transfers during this information-packed episode. Catch the full episode of Integrating for Success through the link in our bio or wherever you get your podcasts. #ontag #accountingforfarmers #estateplanning

Recognizing that many farmers use natural gas and propane in their operations, the federal government provides a refundable tax credit to return fuel charge proceeds to farming businesses that operate in provinces where the federal fuel charge applies.⁠ ⁠ To learn more and view the 2023 rates visit the link in our bio.

Happy Paddyfest, Listowel! We hope everyone has a safe and enjoyable weekend celebrating together. Funds raised from the festivities go towards local youth sports, nonprofits, community betterment projects, and charities so make sure to check out the events happening all weekend long. Staff at W&U were getting into the spirit this week by donning their green! #LifeatWandU #SmallTownValues #DowntownExpertise #Paddyfest #ListowelPaddyfest

Last week we attended @ontvetcollege's annual Industry Day and had the opportunity to connect with the future of the veterinary industry. Thank you to all the students who came by to chat about accounting, financial planning and insurance, and congratulations to our door prize winner Madyson Dailey! #vetmed #accounting #financialplanning

When it comes to transferring your farm to the next generation, there is a lot to consider! 🤯 Chad walks us through just one example after discussing how lifetime capital gains exemptions and intergenerational farm transfers work. Listen to the full episode through the link in our bio or wherever you get your podcasts. We're excited to bring you Part One in our Estate Planning for Farmers series - stay tuned for part two!

The temporary flat rate for working from home does not apply to the 2023 tax year. ⁠ ⁠ Employees must instead have a signed T2200 from their employer stating they were required to work from home so you are eligible to deduct home office expenses. ⁠ ⁠ To review eligibility requirements and more, visit the link in our bio.

🎉 Happy International Women's Day! 🎉 Today, we celebrate the incredible achievements and contributions of women around the world. At Ward & Uptigrove, we recognize and honor the vital role women play in shaping our industry and driving success. Here's to breaking barriers, shattering stereotypes, and empowering women in accounting and beyond. #InspireInclusion #IWD2024

The Emerging Leaders Development Program is open for registration! Back by popular demand, HR Solutions is providing you with the opportunity to level up your leadership skills. The Emerging Leaders Development Program is for you if: 🟢 You're new to leadership. You know how the job needs to be done, but you're struggling to lead the team. You've missed out on the building blocks and critical skills required to effectively lead. 🟢 Current leadership needs a reset. To be a great leader is a choice. Many current leaders are burnt out, unmotivated, or lacking the skills needed to elevate their team. 🟢 You need help. You need your teams to performs, but you want them to feel supported, too. You can't manage everything and everyone, and your leadership team looks to you for guidance on leading their direct reports. If any of this resonates, visit the link in our bio to see a sample course outline and learn more about how this course can help. #leadership #leadershiptraining #humanresources

If you sell a house after owning it for less than 365 days, you may be subject to property flipping rules. ⁠ ⁠ The profit from property flipping is fully taxable as business income and does not qualify for the 50-per-cent capital gains inclusion rate or the Principal Residence Exemption. ⁠ ⁠ Property flipping rules do not apply if your intention was to live there longer, but life happened. Eg; you had a baby and need more space, someone passed away, there was a divorce, etc. ⁠ ⁠ For more information visit the link in our bio.⁠ ⁠ #propertyflipping #houseflipping #taxseason

The Canada Carbon Rebate (formerly known as the Climate action incentive payment (CAIP)) is a tax-free amount to help eligible individuals and families offset the cost of the federal pollution pricing.⁠ ⁠ It consists of a basic amount and a supplement for residents of small and rural communities.⁠ ⁠ The CCR includes a rural supplement of 10% of the base amount for residents of small and rural communities.⁠ ⁠ Starting in April 2024 for the 2023 base year, the rural supplement will be increased to 20% of the base amount. Note that this increase is pending Royal Assent.⁠ ⁠ To learn more visit the link in our bio.

If you received COVID-19 benefits in error or later found out you did not meet the eligibility criteria, you must repay the full amount of any payments you received.⁠ ⁠ Previously, you could choose what return you wanted the deduction to go on. Now, you can only claim a deduction in the year you make the repayment.⁠ ⁠ To learn more visit the link in our bio.

Team Ward & Uptigrove had a great time at the United Way's Coldest Night of the Year! We are grateful to our staff who take initiative to support such a great cause outside of the office walls. Thank you to Carrie for the photo! #LifeatWandU #SmallTownValues #DowntownExpertise

Tax Season 2023 will be the first reporting year for holders of a First Home Savings Account (FHSA).⁠ ⁠ Similar to a RRSP, FHSA holders receive a deduction from their taxable income for contributions made throughout the year. ⁠ ⁠ Similar to a TFSA, account holders can then take advantage of a tax-free withdrawal if using the funds to purchase their first home.⁠ ⁠ A T4FHSA will be issued by the FHSA issuer showing the contribution totals for the year. For more information on FHSAs and reporting details, visit the link in our bio.

As of January 1, 2024, payments or remittances to the Receiver General of Canada over $10K should be made electronically. ⁠ ⁠ The option to send payments by cheque will remain available to taxpayers for the foreseeable future. ⁠ ⁠ Before applying a penalty, the CRA will be educating taxpayers about the easy, secure, and convenient electronic payments options currently available to make payments to the CRA. ⁠ ⁠ To learn more, visit the link in our bio.

Have you heard of the Multigenerational Home Renovation Tax Credit? ⁠ ⁠ If you are renovating your home or establishing a secondary unit on your property in order to accommodate someone over the age of 65, or over the age of 18 with a disability, you may be able to claim up to $50,000 in renovation fees.⁠ ⁠ To learn more, visit the link in our bio.

Happy Canadian Agriculture Day! Listen to Alicia chat about changes to Accounting standards, how these changes may affect you and more on our most recent episode of Integrating for Success. Find us through the link in our bio or wherever you get your podcasts. #CdnAgDay #Farmers #ontag #accountingforfarmers #SmallTownValues #DowntownExpertise

RRSP basics with Luke MacLennan! Luke covers this and a lot more than just the basics in his episode of Integrating For Success. Catch it wherever you get your podcasts. #rrsp #financialplanning #retirementplanning #wealthmanagement #SmallTownValues #DowntownExpertise

A Health and Safety Representative (HSR) is required in most workplaces with six to 19 workers. Their role is to support health and safety in the workplace. ⁠ ⁠ Eligible small business employers can apply to be reimbursed for the HSR's training cost through the Ontario Small Business Health and Safety Training program. This program will be ending March 31, 2024. ⁠ ⁠ Employers who want to claim training costs must ensure HSR employees complete training and obtain a certificate of completion by 5:00 p.m. on March 31. Employers can apply for reimbursement until 11:59 p.m. on July 15, 2024. ⁠ ⁠ Learn more by visiting the link in our bio.

Have you ever thought of this particular benefit of RRSPs? Luke MacLennan goes over the basics of RRSPs, and also touches on some of the more advanced RRSP strategies that can be employed in our most recent podcast episode. Listen to the full episode of Integrating for Success on our website or wherever you get your podcasts. #rrsp #financialplanning #retirementplanning

Congratulations to Ryan Goetz, CPA, CFA, Evan Fallis, CPA and Chad Martin, CPA on their progressions to a Principal position in the firm, and taking the next steps along their leadership journey. We look forward to seeing these individuals continue to develop and progress within the firm, and we thank them for their ongoing contributions. #AccountingFirm #CareerGrowth #CareerDevelopment

2024's first episode of Integrating for Success is out and its a perfect one for this time of year. Trevor Seip, Manager of Bookkeeping here at W&U joins us to chat about how you can prepare yourself for a smooth tax season ahead. Here, he talks about the new requirement for employers on T4s as it relates to dental benefits. Catch the full episode on our website or wherever you get your podcasts.

It's Farm Transition Appreciation Day in Canada - let's look back at Agriculture Jennifer McArthur chat about farm transfers during one of our earlier episodes of "Integrating for Success". #farmers #farmtransition #successionplanning

We are proud of our team’s commitment to growth and development as they work to provide premier professional services to our clients. Join us in congratulating the following staff on their career progressions. Part 2 of 2. #LifeatWandU #SmallTownValues #DowntownExpertise

It's never been more important to be an Employer of Choice; it improves worker quality of life and productivity.⁠ ⁠ On January 18th join entrepreneurs, senior management, and HR representatives from industry-leading organizations and small businesses across Huron-Perth for a panel and roundtable discussion all about 'decent work', and what it means to be an Employer of Choice. You'll hear what 'decent work' means to them, and how they're implementing it in their organizations.⁠ ⁠ From fair wages and training opportunities to building a more diverse and supportive workplace culture, you'll leave with new ideas and tools to try.⁠ ⁠ This event is co-organized by Huron County Economic Development and the United Way Perth-Huron to share successful work practices and celebrate local employers of choice.⁠ ⁠ To learn more about the event, visit the link in our bio.⁠ ⁠ #employer #humanresources #smallbusiness

Our client, Office Central, is seeking a Digital Marketing Specialist to join them at their headquarters in Richmond Hill.⁠ ⁠ Take their digital marketing programs to the next level by leading various social media engagements, managing search engine optimization and enhancing customer experience through their eCommerce platforms.⁠ ⁠ Your creativity and skill in graphic design will drive the development of professional flyers and catalogues to help them fulfill their customers’ various business needs.⁠ ⁠ Interested in learning more? Visit the full job posting on our website, link in bio.

We are proud of our team’s commitment to growth and development as they work to provide premier professional services to our clients. Join us in congratulating the following staff on their career progressions - part 1 of 2. #LifeatWandU #SmallTownValues #DowntownExpertise

Let's revisit one of our most popular podcast episodes on how veterinary practices can set themselves apart in the recruitment process.

Wishing our clients and team a year filled with growth, success, and prosperity. Cheers to new opportunities and shared accomplishments. Happy New Year! 🥂✨

After 36 years with Ward & Uptigrove, Brad Buchanan is retiring from the Partnership and transitioning to a Counsel role. Brad will continue to serve his clients over the next few years, while he focuses on transitioning his clients to a new advisor at the firm. We are thankful for Brad’s ongoing contributions to the firm.

Thanks to our staff who volunteered with the Salvation Army Foodbank the week before the holidays. They worked putting holiday meal ingredients together for local families who would otherwise not have a special dinner to share. We're grateful to have such enthusiastic and caring people on our team. #LifeatWandU #SmallTownValues #DowntownExpertise #foodbank #salvationarmy

To our incredible team and valued clients: thank you for a fantastic year! 🌟 Wishing you joy, laughter, and success in the coming year. Cheers to a festive season filled with warmth and happiness!

No shortage of holiday cheer around here! #lifeatwandu #SmallTownValues #DowntownExpertise

Our 2023 Year End Newsletter is now available and it’s full of important information like updates to the UHT, grant deadlines, and more. ⁠ ⁠ Our Holiday hours are as follows: we will be closing at 3pm on Friday, December 22nd and reopening in the new year on Tuesday, January 2nd.⁠ ⁠ Please click the link in our bio to access the full newsletter.⁠ ⁠ #smalltownvalues #downtownexpertise

The Veterinary Incentive Program is a new funding program in Ontario that aims to encourage newly licensed veterinarians who practice on food animals to work in underserviced areas, including northern communities. The grant is also available for licensed veterinarians who are relocating to a clinic in an underserviced area. Grant funds may total up to $50,000 per person, and the program will run for nine years, with grant payments made over a five-year period.⁠ ⁠ Applications are being accepted on a continuous basis until March 31, 2027. Specific eligibility requirements must be met in order to be considered as an applicant. Eligibility requirements, application forms, and more information on the program can be found through the link in our bio. ⁠ ⁠ #Veterinarian #VetMed #funding

Congratulations to the W&U Movember group who raised over $5,000 for men's health initiatives throughout the month of November! A special shout out to Don Annett who completed over 300 push-ups in one afternoon, making good on his promise to do one push-up for every $5 donated to him, and to Jake Heibein who was voted "Best 'Stache"!

On Friday we celebrated the holiday season and another wonderful year together with staff, family and friends. 2023 marks our 65th anniversary, and we are very proud of our team's accomplishments over these many years. As we care for our team and our clients, we look forward to continuing to help everyone succeed in the years to come. #SmallTownValues #DowntownExpertise #lifeatWandU

Applications are now being accepted for the Canada Summer Jobs (CSJ) 2024 program.⁠ ⁠ CSJ aims to help organizations with 50 or fewer full-time employees in Canada that are looking to hire young Canadians next summer.⁠ ⁠ Non profit employers can receive funding to cover up to 100% of the local minimum wage, while private and public sector employers may receive up to 50% of the local minimum wage. ⁠ ⁠ Applications close January 10, 2024. For more information, visit the link in our bio.⁠ ⁠ #YouthEmployment #CanadaSummerJobs #Recruitment

Only one week remains in Movember, and the ‘staches around the office have not disappointed. ⁠ ⁠ The mo’s have been raising mo’ney all month in support of men’s health, and you can help the cause, too. Click the link in our bio to donate.⁠ ⁠ #Movember #MensHealth

After hearing suggestions from staff, we hosted our very first chili-cook off last week. Seven staff members faced off, putting their best chili forward. Remaining staff had the opportunity to pay a small amount to sample all 7 chilis and vote for their favourite. In the end, Mike U. prevailed, with Jill in second and a tie for 3rd between Alyssa W and Kyle. All proceeds from the cook-off went to our Movember fundraiser. Thank you to everyone who participated, voted, donated, and helped organize this super fun event!

Lest We Forget. On this solemn day, we pause to honor and remember the brave people who made the ultimate sacrifice for our freedom. Their courage echoes through the ages, and today, we stand united in gratitude. Thank you to all the heroes who have served and continue to serve. Make sure to listen in to 100.1 The Ranch, where they are recognizing our local heroes, in collaboration with the Listowel Air Cadets. #RemembranceDay #LestWeForget

👨‍🦰 Stache-tastic November Alert! 👨‍🦰⁠ ⁠ Exciting news, folks! Our office has turned into a facial hair fiesta for a cause. 🎉 This Movember, 24 brave souls are putting their razors to rest and embarking on a hairy journey to raise awareness for men's health. 🚀⁠ ⁠ We mustache you a question: Can you handle the upper-lip awesomeness that's about to unfold? These gents are growing their 'staches with more dedication than a barista perfecting latte art. ☕️⁠ ⁠ From the "Handlebar Heroes" to the "Fu Manchu Fanatics," you bet we’ll have it all! 🧔✨⁠ ⁠ But it's not just about the bristles. We're on a mission to raise funds for men's health initiatives. So, whether you're Team Walrus or Team Pencil Thin, every dollar counts in supporting the cause. 💪💰⁠ ⁠ Help us reach our hairy goals by donating and spreading the word faster than these mustaches can grow. Let's show the world that when it comes to men's health, we've got the best 'stache in the game. 👊🌐⁠ ⁠ Link to donate in bio, because behind every great mustache is a great cause! 🌟 #StacheForCash #MovemberMagic #MustacheMadness

Happy Halloween! Have fun and stay warm out there tonight! #lifeatwandu #SmallTownValues #DowntownExpertise

Have you looked at our client job postings lately?⁠ ⁠ From Veterinary Business/Practice Manager to Construction Workers, our Human Resources Solutions' clients have a variety of positions available.⁠ ⁠ Check out the full list of job openings - link in bio. ⁠ ⁠ Do you need staff but feel overwhelmed by the hiring process? Our Human Resources Solutions team offers specialized talent acquisition services. Give them a call and learn how they can help.⁠ ⁠ https://www.wardanduptigrove.com/clientjobs⁠ ⁠ #humanresoureces #talent #hiring #talentacquisition

At Ward & Uptigrove, you can expect more than just compliance. Experience the benefits of integrated services, from business advisory, to tax and estate planning, to bookkeeping & accounting software support, all under one roof. #SmallTownValues #DowntownExpertise #Accounting #accountants #businessadvice

Last week, Partners Brad Bakker and Tim Bridge held their first poutine and French fry sale to raise funds for the United Way Perth-Huron. After a hugely successful presale, they were able to raise an additional $2,000, pushing our annual total to over $25,000 - a record fundraising total! Thank you to all the staff and community members who not only joined us for lunch, but have helped us fundraise for an incredible local cause. #UnitedWay #NorthPerth #SmallTownValues #DowntownExpertise

Congratulations to the recipient of the 2023 Ray Walter Memorial Scholarship, Lauryn Town. Joining her in the photo is one of the members of the scholarship committee and friend of Ray, Partner Brendan Magee, and Emily MacRobbie, W&U HR Manager. The Ray Walter Memorial Scholarship is awarded annually to a Listowel District Secondary School graduate who is pursuing educational excellence in business or accounting, while working to improve his or her community. The scholarship was established by Ward & Uptigrove to recognize Ray’s dedication to his profession, his generous spirit, and his community involvement. Congratulations Lauryn, and good luck at the University of Ottawa!

Looking for a change? We’re hiring!⁠ ⁠ We are currently looking to fill two positions that play important roles in our success: Receptionist, and Accounting Technician.⁠ ⁠ For more information on these opportunities, visit the link in our bio.

How's this for a thinking-outside-the-box savings and debt paydown strategy? Learn more by listening to the full episode of Integrating for Success through the link in our bio, or wherever you get your podcasts. #SmallTownValues #DowntownExpertise #wealthmanagement #debt #savingmoney #financialliteracy #financialplanning

The WSIB has made changes to accident reporting timelines and the determination of average earnings for apprentices. Businesses must now notify the WSIB of an accident within three business days of learning of their reporting obligation. Previously, the policies indicated that the WSIB must receive a business’s accident report within seven business days. With respect to apprentices’ average earnings, Bill 46, Less Red Tape, Stronger Ontario Act, 2023 amended the Workplace Safety and Insurance Act, 1997 to specify that an apprentice’s average earnings are to be an amount equal to the average earnings of a journeyperson in the same trade as the apprentice. The changes are reflected in Operational Policy Manual 18-02-08 (Determining Average Earnings – Exceptional Cases). Wondering how this affects you? Our HR Solutions team is ready to help. #HealthandSafety #WSIB #HumanResources

Don't forget to get your orders in! Tim & Brad's French Fry & Poutine Stand is this Thursday, October 19th with all proceeds going to @unitedwayph . Send your orders to Carrie H (CarrieH@w-u.on.ca) by Monday, October 16th. Fries are $7 and poutine is $10. We can't wait to see you! #UnitedWay #SmallTownValues #DowntownExpertise

You probably hear the term "financial plan" thrown around a lot, but do you know what it actually means for you?⁠ ⁠ Check out our most recent blog post, where we break down the essential elements that make up a comprehensive plan. Link in bio.

Interest rates are the highest they've been in 15 years, so should you be investing or paying down your debt? Luke MacLennan helps answer this question in our most recent episode of Integrating for Success. Listen wherever you get your podcasts, or through the link in our bio. #wealthmanagement #debt #interestrates #savingmoney #financialliteracy #financialplanning

Who doesn't love a hot potato, especially when it's in support of a fantastic cause? Swing by and grab some lunch at Tim & Brad's French Fry & Poutine Stand on Thursday, October 19th from 11am to 1pm. All proceeds will be going to the United Way. Tim & Brad are excited to be serving up our favourites; Fries are $7. Poutine is $10, and drinks are $2. Please order in advance by sending your choices to CarrieH@w-u.on.ca. #SmallTownValues #DowntownExpertise #UnitedWay #Community

The long-awaited obstacle course challenge was run last Thursday. There were winners, there were losers, but the biggest win was the community, our staff and clients coming together to support @unitedwayph. Besnik Sulemanovski was the "winner" of our fundraising campaign, followed by Luke MacLennan, and a tie between Jennifer McArthur and Jon Soltys. As the winner, Besnik had to cheer on the first heat in costume 🐄. Girl power prevailed, with Jen winning the final, thanks to some quick puzzle arranging (IYKYK). Thank you to everyone who participated and donated - our total donation amount will be announced soon! #SmallTownValues #DowntownExpertise #UnitedWay

After losing in a friendly game of golf, CIBC Listowel held a BBQ fundraiser in our parking lot last Friday. With the help of staff from both offices, and the community, we were all able to raise over $1,600 for the Salvation Army. #smalltownvalues #downtownexpertise

Veterinary Practice owners - wondering what to expect in the market moving forward? Brendan Magee, CPA, CA and member of the Veterinary Advisory Group at W&U chats about what he expects the market will do in the next couple of years. Listen to the full episode of Integrating for Success and get even more practice management tips, wherever you get your podcasts. #vetmed #practicemanagement #accounting #veterinaryclinic #veterinary

A reminder to employers that on October 1, 2023, the Ontario government increased the general provincial minimum wage from $15.50 to $16.55 per hour. This minimum wage applies to most employees. Minimum wage rates also increased yesterday for the following groups of employees: • students under age 18 (if the student’s weekly hours do not exceed 28 hours or if the student is employed during a school holiday): from $14.60 to $15.60 an hour • homeworkers: from $17.05 to $18.20 an hour • hunting, fishing and wilderness guides: from $77.60 to $82.85 per day to $155.25 to $165.75 per day depending on the number of hours worked Questions on how this affects you as an employer? Our Human Resources Solutions advisors are ready to chat. #MinimumWage #HumanResources

Partner Brendan Magee, CPA, CA chats about one of the big drivers in his decision to come to Ward & Uptigrove along his unusual career path. Listen to the full episode of "Integrating for Success" now on Apple Podcasts, Spotify, our website, or wherever you get your podcasts. #careerdevelopment #CPA #accountingcareers

Life is too busy and too short to be worrying about whether your Accountant was able to get in touch with your Financial Planner. Integrated wealth management means everything is connected and nothing slips through the cracks.⁠ ⁠ Interested in learning more about how integrated wealth management can simplify your life? Visit the link in our bio.⁠ ⁠

The United Way Kickoff coincided with our own Week of Hope here at W&U. Staff brought in food and household items to donate to the Salvation Army and It Takes a Village, where the need grows larger every year. We’re proud to support organizations that support those in need in our community, and proud of our staff who help us live up to our #SmallTownValues.

On September 14, 2023, the Prime Minister announced extended deadlines for Canada Emergency Business Account (CEBA) loan repayments, and additional flexibilities for loan holders looking to benefit from partial loan forgiveness.⁠ ⁠ To learn more about how this affects CEBA loan holders, visit the link in our bio.⁠ ⁠ #CEBA #CRA #SmallBusinessLoan

P4E is today! Students from Conestoga College, University of Guelph, University of Waterloo and Wilfrid Laurier University are invited to the Partners for Employment (P4E) Job Fair, the first in-person P4E Job Fair since 2019. Visit us at our booth in the Manulife Sportsplex at RIM park between 10am and 3:30pm and let’s chat about your career in Accounting!

Back in June, CIBC and W&U faced off in a friendly golf challenge. The losing team would have to host a charity barbeque at the winning team’s office location. Each office had two teams of two and the combined scores of the two teams would determine the winner. In the opening 9 holes, W&U came out hot and built a strong lead, coasting on the back 9 to victory. To fulfill their end of the bet, CIBC will be hosting a charity barbeque in the W&U parking lot on Friday, September 29 with all proceeds going to the Salvation Army Foodbank. Meals are $10 and included a hamburger or cheeseburger, chips, and a drink. Grab your lunch and support a wonderful local cause.

Tim Bridge, CPA, CA, answering what happens to capital gains after death, and why you want to get an estate plan in place. Listen to the full episode of "Integrating for Success" through the link in our bio or wherever you get your podcasts. #capitalgains #estateplanning #taxtips

Conestoga College Accounting students! This Wednesday (Today!) is Accounting Industry Night from 5pm – 7pm at the Conestoga Doon Campus. We’ll be discussing all things career path, whether you’re looking for a co-op placement, or graduating soon and looking for full time permanent employment. We can’t wait to meet you! #recruitment #graduation #accountingstudent #smalltownvalues #downtownexpertise

Another fun Golf Day at Listowel Golf Club for Ward & Uptigrove staff and Partners. This annual event is highly anticipated by staff - even if they have to do the macarena at hole #8! Thank you to the Partners for a super fun afternoon and again to Listowel Golf Club for hosting us. #SmallTownValues #DowntownExpertise #lifeatwandu

Tax planning for the year of death is one of the most important things you can do for your estate. Tax Parter Tim Bridge, CPA let's you know why in our most recent episode on the Integrating for Success podcast. #taxplanning #estateplanning #taxes #taxaccountant #SmallTownValues #DowntownExpertise #wealthmanagement

It's co-op student season! We'll be traveling around to schools in Southwestern Ontario over the next couple of weeks and we're excited to meet more prospective team members. Most co-op positions are posted through each school's job board, but you can always reach out to us with any questions. We can't wait to set you up for success and help you jumpstart your accounting career. #SmallTownValues #DowntownExpertise #LifeatWandU #students #universityofguelph #laurier #brocku #conestogacollege

Unite for a Bite is quickly approaching! Join us Friday, Sept 15th and help raise money to combat #UnignorableIssues in our community. @unitedwayph works to aid those suffering from poverty, homelessness, mental health illness, domestic violence, hunger and social isolation. On Friday, grab your lunch from @thewildboarkw or @Beavertails (proceeds go to the United Way), and vote for who in our firm should compete in an obstacle course challenge. Food trucks will be present from 11-2pm and United Way will be running activities until 4pm. See you there! #SmallTownValues #DowntownExpertise #unitedway #lifeatwandu

The Agricultural Stewardship Initiative (ASI), provides cost-share funding to support farmers to accelerate the adoption of best management practices (BMPs) supporting soil health, water quality and productivity benefits on agricultural land across Ontario.⁠ ⁠ The Initiative also provides enhanced funding on a regional basis for projects contributing to phosphorus reductions in the Lake Erie and Lake St. Clair watershed areas.⁠ ⁠ Funding is available to support projects focused on:⁠ • Equipment Modifications to Improve Manure Application⁠ • Equipment Modifications to Reduce Soil Compaction⁠ • Nutrient Application Equipment Modifications⁠ • Nutrient Management and Soil Health Planning⁠ ⁠ The intake will open September 15, 2023 at 9am ET and close September 28, 2023 at 5pm ET. ⁠ ⁠ More information is available through the link in our bio.⁠ ⁠ #smalltownvalues #downtownexpertise #OntAg #funding

Ontario is currently facing a critical workforce shortage and businesses are left handling persistent challenges in recruiting and retaining top talent.⁠ ⁠ Perth County and InvestStratford have partnered to create the Workplace Attraction & Retention Employer Toolkit (WARET), a comprehensive online resource that is focused on helping Ontario businesses implement programming that facilitates the attraction and retention of much-needed workers, providing them access to creative solutions to the labour shortage.⁠ ⁠ Click the link in our bio to learn more about this new initiative or enroll.⁠ ⁠ Looking for more help? Our HR Solutions team are experts in all things people.⁠ ⁠ #Recruitment #EmployeeRelationships #HumanResources

📅 Join us next Friday, September 15th from 11am to 2pm and Unite For A Bite! 🍔 Grab your lunch or a treat from BeaverTails and @thewildboarkw food trucks in our parking lot. Proceeds go to @unitedwayph . 🤝 You can also vote with your dollars for who you'd like to see compete in an obstacle course challenge - top 3 earners compete! Candidates are shown on the second poster. 💰 To donate now, visit the link below. You can then forward the donation confirmation to info@w-u.on.ca along with the name of the person you would like to compete. ⚽️ United Way will have games to play and more - there's something for everyone! See you there! https://give.unitedway.ca/donate/WSTRAT-SPC1 #SmallTownValues #DowntownExpertise #UnitedWay #UniteForABite #CommunitySupport #LifeAtWandU

Have you heard of "Common law" as it relates to employment agreements? Listen to Carrie explain why it's important to understand, and even more important to have your employment agreements up to date. Get the full episode of "Integrating for Success" wherever you get your podcasts, or listen by clicking the link in our bio. #commonlaw #humanresources #employmentagreements

Did you know HR Solutions can help with Health & Safety programs and implementation within your organization? Whether you are a new or established business, the Heath & Safety Starter Kits can get you and your business on the right track, and establish the basics for workplace health and safety. Who are the Health & Safety Starter Kits for? This specific offering is for small businesses with 1-19 employees, operating in Ontario. The Health & Safety Starter kits include: ✔️ information and practical tools for legal compliance, and some best practices for managing occupational H&S in your industry ✔️ easy to use guides for addressing risk and protecting workers (WHMIS, noise, injuries, etc) ✔️ reporting forms ✔️ checklists ✔️ training guidance with link to free and low cost options ✔️ information about what applies to your workplace and industry, and potential exemptions ✔️ key terms and concepts in workplace health and safety management ✔️ posters ✔️ and more! So what now? We begin by having a thorough conversation about your business, what you do, how you do it, and what you might need. Contact us to get started, link in bio. #healthandsafety #workplacesafety #workplacehealthandsafety #smalltownvalues #downtownexpertise #humanresources

Last week, staff were finally able to enjoy a previously rain-delayed and long-awaited golf tournament. The LeGault Cup was claimed by Team Fletcher, ending Team Babstock’s 2 year reign. The Hak Open, with 9 holes to play, was won by Team Par-Tee. We were thrilled to have both retired Partners Dave LeGault and Paul Hak in attendance this year. These tournaments have become annual events, created and organized by staff members, for staff members. We’re so grateful to have staff who enjoy spending time together, both within and outside of the office walls. #LifeatWandU #SmallTownValues #DowntownExpertise

Are you an employer? This one's for you 👈 Our newest episode with HR Solutions Manager Carrie Sharpin, is all about employment agreements. If you have employees, this is one document you need to pay very close attention to. Find "Integrating for Success" wherever you get your podcasts, or in the link in our bio🎙️ #humanresources #employmentagreements #employer

Have you heard of "replacement properties" as it relates to farms? Listen to Jen McArthur, CPA and Partner briefly explain. You can learn more by listening to our podcast, Integrating for Success. Click the link in our bio or find us where ever you get your podcasts. #farmers #farmlife #ontag #farmsale #accounting

Join us in congratulating Terri McNamara of our Bookkeeping department on achieving her Payroll Compliance Practitioner Certificate from the National Payroll Institute. We are very proud of this huge achievement! #SmallTownValues #DowntownExpertise #LifeatWandU #Bookkeeping #Payroll

Last week, Ward & Uptigrove joined in the fun at the Mayor’s Charity Golf Tournament in Minto. This year, the goal was to raise funds to assist the Harriston Skating Club, Palmerston Homecoming 2O25 Committee, Teviotdale Historical Society and the Grey Wellington Theatre Guild. Our team enjoyed taking part and we were happy to support local, small town initiatives. #SmallTownValues #DowntownExpertise #Minto

School will be starting before you know it and that means students will be looking for co-op placements. We are proud to offer a comprehensive co-op program that features a variety of learning opportunities for students looking to jumpstart their career in public accounting. To learn more, visit the link in our bio. #SmallTownValues #DowntownExpertise #CareerDevelopment #Accounting

Wondering what your options are for transferring your farm to the next generation? You'll want to have a listen to our episode with Agriculture Accounting Partner Jennifer McArthur, CPA. She talks about a few common - and new - options for transferring farms, and why this is something you should start planning for in advance. Find us wherever you get your podcasts (Integrating for Success) or listen using the link in our bio. #ontag #farmlife #agribusiness #farmers #accounting #successionplanning